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Discussion Starter · #1 ·


This is for a 2005 Aero 2ltr sport!!

I have 6 point on my licence (3 of those are now over 3 years), over 10 years no claims!!

I rang the company to confirm the price....and yep the quote is correct...


Think I'll stick with swiftcover!!
 

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This is for a 2005 Aero 2ltr sport!!

I have 6 point on my licence (3 of those are now over 3 years), over 10 years no claims!!

I rang the company to confirm the price....and yep the quote is correct...
Think I'll stick with swiftcover!![/b]
Do you get the impression they don't want your business?

Are you 17 with 5 convictions for drink driving, a part time stunt driver and have a wife worth £10M a year?
 

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I am picking up a Saab 9-3 Vector Sport today and the Saab insurance was actually more competitive than any of the online comparison sites. I was only going to use them for the free 7day thing while I sorted out some annual insurance, but signed up with them straight away.

Be nice to be back in a Saab again. I had one as a company car for 18 months back in 2006
 

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My quote was high this year and found that by ringing and saying what i was prepared to pay (a fair price not a silly price) and my company said yes they would agree to it.

The other method of reducing your premiums is to park you car on the street and not on your drive or garage. Wasnt that long ago when parking on your drive or garage reduced your payment but nowadays it will increase your premium.


Good luck all.
 

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I had a "knock for kock" accident last year. I was with Esure and the premium went up from £250/year to over £900. First accident in over 35 years driving. Managed to get it back down to £250 with Hastings Direct. Where to park - garage, drive or street depends on your postcode. There was an article in this months Moneywise that explained it. If there are a lot of thefts from garages but less reported thefts from the street in your area it is actually cheaper on the insurance to park in the street! There were a few other "eye openers" like putting a named driver on your insurance who is a lower risk than you can reduce your premium too! Can't quite square that one! 3rd party always used to be the cheapest option but now tends to be more costly than fully comp!

However, Nigsy, that quote was eyewatering! They are steep though. just quoted me £590! Not one I'll bother with again!!
 

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I'm 36, have 7 years no claims, clean licence, park my 04 2.2 TiD Arc on my drive, and my insurance company tried to hike my premium from £600 to £1150 this year, with lots of shopping round, got it for £703 from Tesco. Absolute rip off these days
 

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What you moaning about, you've got the option to pay month '-)

I'm 28 and drive a Vector convertible, group 15 insurance. My previous car was group 17 and insured under a specialist broker for £670. I live in London had 7 yrs NCB, no points, I can dig it. Transfered the policy mid way through when I got the Saab, no refund/nothing to pay. Then the specialist broker wouldn't insure me (not a sports car, engine in the wrong place, too many seats, wrong wheels driven etc.) so I hunted for quotes. Anything between £1100 and £3.5k (on a car worth less than 10k). Couldn't get a break, some insurers even said directly (I [expletive deleted] you not) that I was too young to drive this car, needed to be 30 onwards (must be a typecast issue!!!)
Anyway, tried a few 'compare' site and moneysupermarket come up trumps, leading me to a huge company called Axa - quote about £700. It gets better - started to add some oldies onto the policy (3 people, Dad, 70, Mum 64, Uncle Bulgaria, 102) and got it down further to around £560ish - tried optimum balance of quote price against oldies, seems to like older women in particular and wombles not so much. So that's where I am. For some reason, Axa seem to find it perfectly reasonable that I drive a Saab in London and quote as such - you sometimes find this though with some companies based on your circumstances - Elephant hate me, Churchill used to like me and Axa want my money.

Good luck

Rob
 

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Discussion Starter · #9 ·
Swinton are the cheapest so far £304..inc £50 discount!

SAAB and Elephant won't quote because of a driving conviction (MP30 Driving on the hard shoulder of the M4).
I need business cover so a lot of places don't do that.
Tesco - Won't quote because of the postcode area I live in!!...I find this strange as they battled for 4 years to open a store 1/2 mile from me in the same 'Postcode Area'.

Looks like Swinton will get the business :thumbsup:
 

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Tesco - Won't quote because of the postcode area I live in!!...I find this strange as they battled for 4 years to open a store 1/2 mile from me in the same 'Postcode Area'.[/b]

I'm convinced these companies pluck their rules out of thin air, postcodes for car insurance purposes are graded on a sytem A to F, with A being somewhere like Chelsea and F somewhere like Moss Side, I live in an 'F' postcode (ridiculous, I live in a 5 year old 3 bed semi), and as I've just said, Tesco not only insured me but came in the cheapest. The whole insurance industry is rotten to the core!
 

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Wonder whether anyone will beat my insurance cost..

I'm 32, drive a 2005 Saab 9-3 1.9TiD 150 Vector sport.
Responsible occupation
Qualified member of institute of advanced motorists
Low risk area
Car parked on driveway
No convictions
No claims
10 years NCB

Fully comp policy
Protected no claims
Courtesy car

£260 a year.

Trying to be empathetic towards you plights rather than smug. (but not sure whether it's working!)

Paul
 

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Discussion Starter · #12 ·
Wonder whether anyone will beat my insurance cost..


£260 a year.

Trying to be empathetic towards you plights rather than smug. (but not sure whether it's working!)

Paul[/b]
It's not working!!

The swinton quote is the cheapest I can get by far, got a couple more to try....if I beat £260, you'll be the first to know :D
 

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It's not working!!

The swinton quote is the cheapest I can get by far, got a couple more to try....if I beat £260, you'll be the first to know :D[/b]

Good luck...!

I don't think I'd have been able to remain polite if someone quoted me £18,000... I guess it's beyond outrage and well into "you're having a giraffe" territory.
 

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If you go to a site called quidco and select the insurance company through there you can get cash back. I got the wife's insurance through aviva last year via quidco and got £50 cash back, home insurance through esure got £40 cash back. There's 100's of companies. Change your mobile and i've seen £120 cash back. What they give you if the referral fee that someone like google would get if you googled aviva then went on to buy insurance.
 

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Yes,

9-5 Aero 2003. £184 PA Protected NCD, paid monthly
CS Aero 1993, £184, PA Protected NCD, paid monthly
Pug 206 1999, £270, PA Protected NCD, paid monthly....

Wonder whether anyone will beat my insurance cost..

I'm 32, drive a 2005 Saab 9-3 1.9TiD 150 Vector sport.
Responsible occupation
Qualified member of institute of advanced motorists
Low risk area
Car parked on driveway
No convictions
No claims
10 years NCB

Fully comp policy
Protected no claims
Courtesy car

£260 a year.

Trying to be empathetic towards you plights rather than smug. (but not sure whether it's working!)

Paul[/b]
 

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80 Posts
Wonder whether anyone will beat my insurance cost..

I'm 32, drive a 2005 Saab 9-3 1.9TiD 150 Vector sport.
Responsible occupation
Qualified member of institute of advanced motorists
Low risk area
Car parked on driveway
No convictions
No claims
10 years NCB

Fully comp policy
Protected no claims
Courtesy car

£260 a year.

Trying to be empathetic towards you plights rather than smug. (but not sure whether it's working!)

Paul[/b]
Near identical to me but I start with a 4 and it's a 2010 Vert, £262 with AXA paid all at once plus cashback for buying via Quidco.
 

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Wonder whether anyone will beat my insurance cost..

£260 a year.

Trying to be empathetic towards you plights rather than smug. (but not sure whether it's working!)

Paul[/b]

I Already have if you read back through the posts - £250 following a knock for knock accident last year! NCD reduced by 20% - 2006 150 TiD Vector Sport.
 
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