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don't think there is such a thing but you could try Admiral (admiral-insurance.co.uk) They also own elephant.co.uk the online insurance company. I found NU the most expensive at £711 approx. Admiral came in at £632. Still a nightmare. that was with full no claims discount and a mileage restriction of 6000.
 

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As we are now quoting premiums :-

1992 9000 CSE 2.3 turbo manual. Standard, no modifications.

Me 38 year old male, held full licence 21 years, Comprehensive Cover, Social Domestic and Pleasure, and for business use, Motor Legal Protection.

Garaged in Bristol, c 10k miles/ year.
Market Value valuation

I have full no claims bonus (65%)

Premium I pay £346-50.
Direct Line Insurance - via the internet.

Their TV ads. are true !!
 

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'97 Preg Aero value £8000

On driveway

27 Years old, license 9 years, 6years NCB

Fully comp, legal cover, windscreens etc
£750

I was paying £580 for my last car and they were going to charge me the same at first, but the girls superviser said they had better add a bit on!!!....Bast*&$

PS , i have been to ALL the big companies over the years for quotes and the rules are simple (for my predicament at least) If they are large and well known and advertise, they charge the earth.

I'm with Sterling Insurance Services in Kings Lynn, Norfolk
 

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Great question Alan. Hopefully will save you and the rest of us some bucks!

One important consideration regarding the above quotes, is when were they issued?

Insurance premiums are going up (cos of all the personal injury claims, etc), and there are big jumps with some companies within the last 6 months!

Anyway, like Bill, I can recommend the SOC 'Saab Owners Club' Insurance scheme - available to anyone though.. via Chris Knot.

As of 12 December just renewed with Chris Knot for £369 for Fully comp with Class 1 Business Use on a 2L ECO CSE, 1998.

Aged 36 with 11 years no-claims (i.e. Full).
 

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might as well add mine in here:
9-3 LPT 1999 worth £10k, garaged, Bath, 56 years old, 3 years ncb, renewed 9 Dec. but changed from Direct Line (quote £364) to Norwich Union (£312).
To Skiddins, you say 'on the drive' - is that Parkhurst Main Gates? Your premium suggests that!
 

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That Norwich Union price is for fully comp. But I opted for no legal cover (£17 saved) and no courtesy car if mine being repaired (£12 saved).
As an aside, all companies now seem to have a policy of telling you where the car is going to be repaired. My experience is that these centres do totally unnecessary work (replace bits that do not need replacing) and charge the earth. As typical Brits we all put up with this cartel and just moan about high policies. And there is the fiddle about VAT that hits you as well as any excess.
My accident in 1998 should have cost nothing - my Subaru brushed off the attack of an old Escort. But the other man insisted on doing insurance claim. I did buy a new indicator glass, that's all, but he got a new wing and spray job (£500 on a car worth £300, but my insurance paying). The job onm the Escort could have been done to a perfectly safe and acceptable standard for £150. I lost my full ncb (it was my fault more than his) which costs then for several years.
In my view the car insurance business is a total racket.
 

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amen to that: rip off britain. my renewal was dec 11th. Previous experience with bmw 535 sport and 325 coupe suggests the owner's clubs get a good deal...worth the annual membership fee and a good source of info. bit like this board really!
 

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Methinks that as an SOC member I'll need to contact Chris Nott.

1991 2.3 SE Turbo.
driveway parking in Cambs village
Alarm & immobiliser
Value on policy £4250
1 SP40 conviction 2 years ago
Self & spouse (both age 51)
4 years NCD (protected)
What Car Insurance (Royal & Sun Alliance)
£462

I've been stiffed.
 

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Discussion Starter · #17 ·
The moral of the story is 'shop around' but in the end you will only find out how good a deal you've had when it comes to make a claim.:)
Over the past few days I've had quotes ranging from £289- £750.
 

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Norwich Union Direct were the cheapest for my '95 2.3 CSE auto - £375 fully comp for my wife and myself.

Courtesy car and legal protection included. The thing I noticed when getting quotes was the variance in excesses - make sure you know what you will have to pay if the worst happens.
 

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To prove my point i just went to several web sites for quotes including Elephant, Admiral, NU & Direct Line.

And the best quote was.......£867
Most of the others were about £960

I told you!

You see, there is an advantage in being old enough to the point where a flat cap suits ;-)

Skiddins
 

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i work for churchill car insurance as an insurance salesperson, on the note of insurance, there are so many variables in the way premiums are calculated, ie post code, age of drivers, no claims discount, group of car etc. all i will say is that the cheapest is not always the best, for example, DO YOU REALLY get a courtesy car, whilst your car is in for accident damage repairs, this is a big issue in the insurance industry at the moment, as a lot of companies dont supply a car, or do only for a set period of time. another issue is, what parts are going to be used and who is doinf the work, we always use original parts, and these are covered up to a lifetime warranty. think of it this way, anyone who is reading this forum, really likes their car, and if the worst were to happen, you would want it coming back, in top condition wouldnt you. there are loads of other things to look out for like excesses, both voluntary and compulsary, and restrictions on age of drivers.

a quick tip though, if you are married, and the other half drives, see how much it is with and without her on there, as a lot of companies give discount for married couples.

i hope this helps

cheers

tommy
 
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