Cherished Registrations

[cbullock]

Hi, can you settle and arguement for me please

I own a car with a cherished registration, if it gets stolen and not recovered, or the car is written off in an accident, what happens to the registration?

For example say the cars worth £5k and the plate worth another £5k, surely the insurance co will only pay out on the car's value, not the plate

Thanks Chris

[murphwiz]

You should be able to retain the reg from the DVLA.
Give the DVLA a ring and ask them, can't see an insurance company paying out for a reg number.

[cbullock]

Thats what I thought, or the salvage company get a big fat bonus

I'll try and email them...........good idea Leon

[cbullock]

Ok on the DVLA website it says:

Stolen:
If your stolen vehicle had a 'cherished mark' you can normally reclaim it if the vehicle has still not been found after 12 months and if certain requirements can be met. For more information see booklet INF 46 'Registration numbers and You'. Or you can write to Cherished Transfer Section, DVLA, Swansea, SA99 1BW.

Total Loss:
In the event of scrapping or total loss, you have a cherished mark you wish to keep, you must transfer or retain it before you dispose of the vehicle. If you do not do this you will lose your entitlement to that number. For more information read booklet INF 46 'Registration numbers and You'.

Ok now I know, thanks

[jimtina]

Hi all,
What about insuring the reg No. ? surely this is possible, thought you could insure almost owt these days !!!!!
Cheers Jim.

[cbullock]

Jim that was what the arguement was all about.

A decidedly dodgy cab driver, half soverieign ring and Ford Scorpio, said he has a Lambourghini (as most cabbies do!), and the plate is insured for £3,500 in case the car gets stolen or written off

Having read the DVLA stuff above, his insurance company must have had a very good laugh

[jimtina]

I see said the blind man to his deaf daughter who was'nt listening anyway !!!!!!!!
Sorry I was proberbly thinking to honestly.....see where you are coming from now.
Cheers Jim.

[sgould]

The thing to remember is that the DVLA always owns the registration. All you are buying is the right to use it, subject to their terms.

One of the terms is that you keep paying the road tax/vehicle duty. If you don't pay, you could lose the right to use the number and they will sell that right to someone else.

[James]

You had me worried for a moment, Cosmic - I thought something untoward had happened to your car

[StephenA]

Originally posted by James:
[qb]You had me worried for a moment, Cosmic - I thought something untoward had happened to your car * *[/qb][/b]

Yes - dont do things like that on a Sunday morning.

Steve

[cbullock]

Sorry chaps, I was settling an arguement thats all, the 9-5 lives long and prospers despite my off roading escapade

[Zaphod Beeblebrox]

As a left footnote, whilst on the way to see about a month ago, I caught sight of a vehicle with the reg OLD811L in his vicinity.

As a right footnote, what is the point of a cherished numberplate anyway?

[sgould]

The main point of a cherished number plate is that it can save you a huge amount of money

For the outlay of as little as £250 to the DVLA you can buy a plate and put it on a 2002 9-5 and tell the neighbours it's a new one that you've just bought. Saving about £15,000 in the process

[Zaphod Beeblebrox]

Ok. I was only playing devil's advocate. But why would I want to impress the neighbours anyway? (He said with 3 Saabs parked outside his and their front doors )

[sgould]

So was I really. I was never in favour of them in general, always advocating that an anonymous hard to remember number was more advantageous.

And then my wife and family bought me one as a surprise birthday present